20 Years of experience in helping entrepreneurs!
Services
• Business plan development
• Credit repair & counseling
• Business counseling
• Business seminars
- Financial management
- Business taxes
- Marketing
- Loan process requirements
• Business Incubator
- Bookkeeping/Accounting
- Certifications
- Procurement/Contracts
• Start-up/established/expanding.
• Loans of $2,000 up to $50,000.
• $100,000 if qualified, for expansion.
Use of Funds
• Equipment Acquisition.
• Inventory - Goods needed to increase sales.
• Working Capital - Funds for operations.
• Cash Flow Restructuring - Restructure business debt to increase cash flow.
• Franchises - Purchase franchise, if approved by franchiser.
• Real estate - Acquisition of commercial real estate for business.
Loan Process
• Initial contact is made, customer receives loan application and list of requirements.
• Once all documents are gathered, the customer makes an appointment.
• At appointment, documents are reviewed & business plan is discussed.
• Loan package is prepared, presented to Loan Credit Committee to recommend approval, rejection, or reconsideration.
• Final approval from Board of Directors.
• Loan closed & funds disbursed.